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We Underwrite the Driver
A 15-criteria scorecard weighs your carrier, experience, revenue, and payment history. Credit is one factor — not the gatekeeper.
See the scorecard →Your miles. Your carrier. Your revenue. Your hustle. We underwrite what actually predicts success on the road — not a three-digit number from your past.
Three things make us different. Each one exists because we've watched good drivers get denied for the wrong reasons.
A 15-criteria scorecard weighs your carrier, experience, revenue, and payment history. Credit is one factor — not the gatekeeper.
See the scorecard →Every Bulldog truck comes with Teletrac GPS and AI monitoring. Predictive maintenance alerts, fuel coaching, 24/7 theft recovery. Your data working for you.
Learn more →30–36 month lease, $7,400–$8,000 residual at the end. Pay the buyout and the truck is yours — no balloon surprises, no perpetual lease trap.
See the terms →Our proprietary scorecard evaluates 15 criteria across four tiers. Credit is one input — not the gatekeeper.
Transparent math. No hidden fees. If a number changes, it's because the truck changed — and we'll show you why.
If you've been running your own truck — or you're stuck in a carrier's lease-purchase plan trying to get out — you're exactly who we built this for. Brand-new drivers and company drivers looking to make the jump for the first time aren't the right fit yet.
Under your own authority, as a 1099 contractor, or inside another carrier's lease-purchase program. Experience is Tier 1 in our scorecard — it matters more than credit.
If your current carrier's program is designed so you'll never actually own the truck — miles that don't qualify, rates that don't pencil, a residual you'll never hit — let's talk. This is our sweet spot.
Standard minimum to get into a truck. Cash tight? Call us — there are paths worth discussing before you write off the idea.
Thin files, collections, past bankruptcies — we've approved them. FICO is Tier 3 in our scorecard. Carrier history, revenue, and payment track record matter more.
Tell us who you are and we'll reach out — same day. No obligation.
A real person calls you back — not a robot.
Full application comes later, only if we're a fit.
Someone from our team will reach out today.
We'll ask about your situation and give you a straight answer — no runaround.